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(801) 631-5333

Items Needed

INFORMATION NEEDED FOR
   LOAN APPLICATION

Time is of the essence

I know this seems like a lot of information to send just for a pre-approval, however, the more I have the better and  stronger the pre-approval.  Please send Application Documents via secure e-mail at Jeff@1st-ratemortgage.com or fax to 801-757-8785.

  1. Copy of most recent pay stubs with YTD income, covering a 30-day period.
  2. Copy of W-2’s and 1099's for all jobs worked during the past two years.
  3. Copies of the past two years tax returns, federal returns only. 
  4. Must be a complete set and include all schedules. If you own 25% or more of a company, I need your business returns, all pages, including k-1 if applicable and YTD P&L.
  5. Copy of most recent 2 months bank statements for all checking/savings accounts, must have name, account # and date. Also
  6. provide 2 months statements for evidence of any retirement income (401K, IRA, Etc.). (Include all pages on any statements provided, for example 1 of 4, I need all 4 pages). Please source any large deposits.
  7. Current copies of photo I.D. i.e. Driver’s license
  8. Copy of Social security card, if FHA/VA loan
  9. If rental property(s) are owned, all information on the mortgages(s), copies of current leases and two years tax returns.
  10. Copy of divorce decree if applicable.
  11. If you are currently renting, provide name, address and phone number of your landlord.
  12. If you are receiving a gift for down payment and/or closing costs, provide name, address and phone number of giftor and proof of funds from giftor.
  13. Home owner (Fire) Insurance information; company name, agent’s name and phone number.
  14. If this is a purchase please provide a copy of the cleared earnest money check after it goes through the bank, we need front and back of check.
  15. If this is refinance please provide a copy of your mortgage statement(s).
  16. Copy of HUD settlement statement if you sold your home in the last 90 days.

Different programs require varying amounts of documentation. The loan program you select may require more or less documentation. Please contact us for a free, no-obligation consultation.
Appraisal cost varies by loan type and home size.

QUESTIONS CALL JEFF STANTON 801.631.5333
801-757-8785 FAX
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Loan programs

Our Services: Reliable and Individual

Jeff Stanton offers professional and reliable services in the financial sector, tailored to suit your individual situation is a given. We offer in-depth consultations to understand your financial goals and current situation and craft a long-term solution that is right for you.  I am a full service Mortgage Broker.

Our services in overview
  • FHA
  • Conventional loans
  • Rural Housing
  • Credit Repair
  • VA
  • Utah Housing Loans
  • Streamline loans
  • Refinance loans
  • 2nd mortgages
  • Reverse Mortgages
  • Commercial Loans
  • Home Equity Lines of Credit
  • Home Path
  • 203k ReHab Loans 
Interested?
We would be happy to provide you with details about our services. Contact us at 801.631.5333
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  • Why you need
    expertise…
    In today’s economic environment and strict lending regulations, you need a mortgage professional you know will get the job done.  It’s all about people!  The real goal in providing premier service is about trusting your lender to navigate all the bumps in the road that are definitely going to come up.  A home purchase, or refinance, is traditionally the biggest financial investment a person, or family will have to make in their lifetime.  You need to be certain that the advice you’re getting is sound and that the people on your team have your best interest at heart.

    Business Hours

    Mon: 08:00 AM - 05:00 PM
    Tue: 08:00 AM - 05:00 PM
    Wed: 08:00 AM - 05:00 PM
    Thu: 08:00 AM - 05:00 PM
    Fri: 08:00 AM - 05:00 PM
    Sat: Closed
    Sun: Closed